John’s experience, knowledge, confidence, and great personality made this process easy for me. He went to great lengths to keep the stress off me and stayed in touch keeping me well informed each step of the way. He also secured for me a lower interest rate below what we had initially discussed. I give him the highest ratings for a mortgage lender. He is really one of the good ones who gets the job done, truly cares about your situation, knows his stuff and is just a really nice guy. I highly recommend him.