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your first home
Good Options for First-Time Home Buyers
Conventional
FHA Loans
VA loans
Down Payment Assistance (DPA) Options***
Down Payment
A down payment is always a top concern. A good rule of thumb is to remember that a lower down payment allows buyers to get into the real estate game and a larger down payment often means lower interest rates and monthly payments.
Get Prequalified
First of all, getting prequalified is typically free and it has a lot of benefits. Prequalification allows buyers to realistically narrow down their search to what homes are in their price range and what type of down payment and interest rates they’re in store for. Getting prequalified also speeds up the process of securing a loan.
Double Check
While you’re in the middle of the process of buying a home, you’ll likely start to wonder if you can really afford this. That’s of course, a reasonable concern. One of the best ways to decide on a down payment and if a mortgage is affordable is to come up with a hard number that you can realistically spend on housing each month.
Explore Our New Homeownership Marketplace
Homeownership is a lot of navigating. It’s a big part of one’s life and responsibilities. Even after you’re a homeowner, our support doesn’t stop. We offer you all of our resources and marketplace expertise.
